2024 Roth Ira Contribution Limits 2024 Over 50. The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you're younger than age 50. If you are over 50, you can add up to $8,000 to your roth ira.
Those are the caps even if you make more, up to the phaseout level. For 2024, the roth ira contribution limits are going up $500.